
Buying a Business? Find the Right Acquisition Funding Support
A business purchase can look affordable on paper and still leave the buyer short of working capital after completion. Acquisition funding support…
A full order book does not pay wages or suppliers until the money reaches your account. Invoice finance can release part of the value of eligible unpaid business invoices, helping you manage the gap between delivering work and receiving payment.
Tell us your turnover, unpaid invoice balance, customer payment terms and when you need the cash.
An enquiry does not commit you to proceed. Finance is subject to status, affordability, provider criteria and approval. Fees, security and personal guarantees may apply.
After a provider agrees a facility, eligible invoices support an advance. When your customer pays, the remaining balance is released after the agreed charges. The amount available depends on invoice quality, customer creditworthiness and the facility terms. It is not the same as collecting every overdue or disputed debt.
Check the service fee, funding charge, minimum fees, contract term, termination costs, concentration limits and reporting requirements. Disputed invoices, aged debts, retentions and some construction applications may be excluded or restricted. Unless agreed protection applies, you may remain responsible if a customer does not pay. Security or guarantees may be required.
TMS Finance reviews the cash-flow gap and sales ledger before approaching selected providers. We help compare the money you can actually use, the cost and the effect on customer collections. We are a broker, not a lender, and do not search the whole market.
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Tell us your turnover, unpaid invoice balance, customer payment terms and when you need the cash.
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We will discuss the requirement and the information needed for a suitable provider or specialist review.
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The responsible provider or specialist explains eligibility, scope, costs and obligations. You decide whether to proceed.
Arrange a review while your records are up to date and you still have time to compare terms. Prepare recent accounts, bank statements, an aged debtor report, customer concentration details and existing finance commitments. An enquiry is not an approval or offer.
Answers to help you decide what to do next.
No. Providers set eligibility rules. Disputes, late debts, overseas customers, retentions or customer concentration can restrict funding.
Often with factoring. Confidential invoice discounting may be available where the business and ledger meet provider criteria.
Your liability depends on the agreement. Ask about recourse, approved bad-debt protection, exclusions and your responsibilities.
The provider assesses eligible invoices, customers and facility limits. The usable advance can be lower than the total unpaid ledger.
Tell us your turnover, unpaid invoice balance, customer payment terms and when you need the cash.
Call 0345 257 0161 or email info@uktms.com.
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Related options: Working capital · Revolving credit facilities

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