FAST, FLEXIBLE FINANCE FOR YOUR BUSINESS

Check If You Qualify for Business Finance Instantly & Get £5,000 to £1,000,000 in as little as 24 hours!
Fast, Hassle-Free Funding Assessment

*Pre-approval in minutes, no credit impact

Funding in as little as

24 Hours

▬ TMS FINANCE SOLUTIONS ▬

Supporting SMEs with Loans from £5,000 to £1,000,000

If you’re looking to accelerate your business growth or simply maintain your current cashflow, we’re here to help. We’ve empowered thousands of SMEs to secure the funding they need to expand and flourish—many of whom had been turned away by traditional lenders or burdened with lengthy applications.

We offer a quick, straightforward alternative, evaluating multiple credit criteria and welcoming all credit types. Every loan application is reviewed by an actual person, not an algorithm.
Check your eligibility today—there’s no impact on your credit score.

▬ INDUSTRIES ▬

Sectors we operate in

Whether you sell online or from a physical location, we can help your business thrive.

Small &
Medium
Business
Finance
TMS Finance
Invoice and
Stock Finance
Solutions
Asset Finance
Equipment
Loans and
Capital
Business
Car or
Vehicle
Finance
Commercial
and Semi-Commercial
Property
Finance
Holiday Let
and
Serviced
Accommodation Finance
Property
Development
and
Refurbishment
Loans
Bridging
Finance
and
Auction
Funding
▬ why choose us ▬

Why Choose TMS Finance Today?

Discover why thousands trust TMS Finance: fast approvals, flexible repayment options, personalised expert guidance, and transparent funding solutions that empower business growth and long-term success.

business-expert-at-work-2022-12-16-14-42-06-utc-min.jpg
▬ HOW THE PROCESS WORKS ▬

Do You Qualify for Business Finance? It’s Easier Than You Think

At TMS Finance, We’re open to helping all kinds of businesses – from newer startups to well-established companies. At TMS Finance, we keep things straightforward and hassle-free. If you meet the two basic checks below, you’re already on your way to fast, flexible funding:

To qualify, you’ll need to:
✅ Be over 18 years old
✅ Be a Company Director
✅ Have a trading history over 12 months

Tick all of the boxes?
Why not apply today and find out how much you can raise. By focusing on established businesses with a consistent turnover, we streamline the application process—no lengthy forms or hidden requirements.

1. Check if your business qualifies in 60 seconds

Check your finance eligibility in 60 seconds, without a credit impact.

2. Apply for a Business Loan with TMS Finance

Apply and receive a personal quote—simple, guided steps.

3. Receive Funds in your Business Bank Account

Sign, accept, and receive funds directly into your account.

▬ Testimonials ▬

What our customers say

At TMS Finance, we know small business finance is essential. We’ve helped lots of SME businesses secure the funds they need—even when high street banks said no. Read our testimonials to discover how our personalised approach, which looks beyond just credit scores, has empowered clients to thrive and achieve sustainable growth.

If you are seeking a Small Business Loan or financial funding, you’re certainly not on your own! 
We needed a bridging loan quickly to secure property. TMS Finance delivered exceptional support, guiding us step by step. We highly recommend their financial solutions to everyone.
Mark B. Opp
Building Developer
After numerous rejections, TMS Finance approved our business loan fast. Their transparent approach and tailored repayment options made the entire process stress-free and entirely efficient."
Patrick E. Owens
Retail Store Owner
▬ let's have a chat ▬

Schedule a Call Now

Ready to discuss your financing options in detail? Schedule a call with our experts for truly personalised guidance and swift support—no obligation, just a commitment to helping your business thrive.

▬ KNOWLEDGE HUB ▬

Industry Insights

Discover expert finance insights, tips, and updates to help your business thrive with TMS Finance.