Explore the TMS Finance Knowledge Hub, where we share financial advice, tips, and in-depth articles designed to empower business owners, property investors, and entrepreneurs on their path to growth.
Clear answers for UK businesses about finance options, eligibility, credit checks, documents, costs, repayments and the application process.
We offer business loans, bridging finance, commercial mortgages, asset finance, and invoice financing, among others.
Initial eligibility indications can often be provided quickly once we have basic details. Funding times vary by product, lender checks, documentation and completion requirements.
Initial eligibility checks can usually be completed without affecting your credit score. A full application may involve credit searches with your consent.
Rates and total costs depend on the finance product, amount, term, trading performance, credit profile, security and the provider’s criteria. TMS Finance explains the provider’s quoted rate, fees and total repayment before you decide whether to proceed.
Rates vary based on the loan type and business financials. We work with multiple lenders to get the most competitive rates.
We can review a wide range of circumstances, including businesses with historic credit issues. Finance is not guaranteed and will depend on lender criteria, affordability and the overall application.
Requirements vary by product and provider. Common documents include recent business bank statements, filed or management accounts, company and director details, the funding purpose, the amount required and supporting invoices, contracts, asset details or property information where relevant.
Business Accounts, bank statements, and business details. Our team will guide you through what’s needed.
We work with a wide range of sectors, from retail and hospitality to construction and manufacturing, tailoring finance solutions to each industry’s unique requirements.
Simply fill out our quick online eligibility form or schedule a call. Our team will then walk you through the next steps for a smooth application process.
Early-repayment terms are provider- and product-specific. A facility may include an early-settlement charge, remaining interest, a minimum return or no additional charge. We explain the quoted terms before you accept an offer.
You can reach us via phone, email, or our website’s contact page. Our friendly support team is always on hand to answer your questions.
Explore the TMS Finance Knowledge Hub, where we share financial advice, tips, and in-depth articles designed to empower business owners, property investors, and entrepreneurs on their path to growth.
Relying on a single retail bank loan to purchase an established trading company is often a direct route to a broken transaction. Securing dependable…
Over 52% of UK business-to-business invoices are now paid past their agreed terms, contributing to an annual £11 billion drain on the national…
Paying a commercial landlord every month often feels like funding someone else’s retirement while your own cash flow remains under constant pressure….
A low headline interest rate can be the most expensive mistake a developer makes if they overlook how exit fees are calculated. You likely understand…
A project featuring a ground-floor retail unit and residential flats above is more than just a building; it’s a financial hybrid that many…
Is your construction project at risk because your funding partner’s criteria don’t match your build timeline? Choosing the wrong development finance…