TMS Finance helps UK SMEs and property clients explore suitable business and property finance options through selected lenders and finance providers. Whether you need working capital, asset finance, invoice finance, bridging finance or commercial property finance, we help you understand realistic routes and next steps.
| Initial eligibility checks can usually be completed without affecting your credit score. Full applications may involve credit searches with your consent and are subject to lender criteria, affordability and documentation. |
Every business has different funding requirements. Some need short-term cash-flow support; others need equipment, invoice, stock, property or development finance.
TMS Finance reviews the purpose, amount, timescale, affordability and repayment route, then explains realistic options from selected lenders and providers. We outline the documents, likely costs, security or guarantees, risks and next steps before you decide whether to proceed.
Helping you compare realistic funding routes.
Whether you sell online or from a physical location, we can help your business thrive.
TMS Finance combines practical broker support with a structured funding process. We aim to understand the funding requirement first, then explain suitable routes clearly before you decide whether to proceed.
Eligibility depends on the finance product, lender criteria, affordability, trading performance, credit profile and the documents available. Many providers prefer established UK businesses with at least 12 months’ trading history, although criteria vary.
Before approaching a provider, we help clarify:
✅ what the funding is for
✅ how much the business needs and for how long
✅ how repayments will be supported
✅ which accounts, bank statements or supporting documents are required
Tell us what you need to fund for an initial review. An enquiry is not an approval or offer of finance.
Share the purpose, amount, timescale and basic business details for an initial review. This is not an approval or offer.
We explain realistic options, documents, indicative costs and provider requirements before an application is submitted.
If a provider makes an offer, review the terms, costs, security and guarantees before accepting. Completion remains subject to the provider’s checks.
At TMS Finance, we know small business finance is essential. We’ve helped lots of SME businesses secure the funds they need—even when high street banks said no. Read our testimonials to discover how our personalised approach, which looks beyond just credit scores, has empowered clients to thrive and achieve sustainable growth.
Ready to discuss your financing options in detail? Schedule a call with our experts for truly personalised guidance and swift support—no obligation, just a commitment to helping your business thrive.
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