BUSINESS FINANCE FOR UK SMEs

Finance that keeps your business moving.

Don’t let a cash flow gap, equipment cost or funding deadline hold your business back. We help you explore suitable funding through selected lenders and providers.

TMS Finance is a credit broker, not a lender. Finance is subject to status and lender criteria.

Your business first.
The funding route second.

✓ NACFB member

✓ Appointed Representative of Swoop Finance Limited

✓ Fees agreed before the relevant work

START WITH YOUR BUSINESS NEED

What’s holding your business back?

Choose what you need to achieve. We’ll help you understand which funding routes may fit.

Keep cash flowing

Cover the gap between money going out and customers paying you.

Fund vehicles & equipment

Put the assets you need to work while spreading eligible costs.

Release cash from invoices

Explore cash tied up in eligible unpaid customer invoices.

Fund a property project

Explore a purchase, investment or development opportunity.

Review existing borrowing

Check whether a different structure could improve cash flow.

Fund stock & orders

Pay suppliers or buy stock before the income reaches your account.

Keep cash flowing

Working capital, business loans or a revolving credit facility may be relevant. We review the purpose, repayment capacity and lender criteria before suggesting a route.

CLEAR STEPS. PRACTICAL SUPPORT.

You don’t need to navigate the lenders alone.

Tell us what you need

Share the amount, purpose and timescale. We start with your business circumstances.

Review suitable routes

We explain relevant options, required documents and likely costs before you proceed.

Make an informed decision

Review any offers, repayment terms, security and guarantees. You decide whether to proceed.

Tell us what the money needs to do.

You don’t have to choose a finance product first. Start with your business need and we’ll help clarify the next step.