TMS Finance helps UK SMEs and property clients explore suitable business and property finance options through selected lenders and finance providers. Whether you need working capital, asset finance, invoice finance, bridging finance or commercial property finance, we help you understand realistic routes and next steps.
| Initial eligibility checks can usually be completed without affecting your credit score. Full applications may involve credit searches with your consent and are subject to lender criteria, affordability and documentation. |
If you’re looking to accelerate your business growth or simply maintain your current cashflow, we’re here to help. Every business has different funding requirements. Some need short-term cash flow support. Others need equipment, invoice, stock, property or development finance.
TMS Finance helps review your businesses requirements and explains realistic types of finance that matches your needs . We outline what documents are required, costs, risks and next steps. Every loan application is reviewed by an actual person, not an algorithm.
Finding you the very best funding options.
Whether you sell online or from a physical location, we can help your business thrive.
TMS Finance combines practical broker support with a structured funding process. We aim to understand the funding requirement first, then explain suitable routes clearly before you decide whether to proceed.
At TMS Finance, We’re open to helping all kinds of businesses – from newer startups to well-established companies. At TMS Finance, we keep things straightforward and hassle-free. If you meet the two basic checks below, you’re already on your way to fast, flexible funding:
To qualify, you’ll need to:
✅ Be over 18 years old
✅ Be a Company Director
✅ Have a trading history over 12 months
Tick all of the boxes?
Why not apply today and find out how much you can raise.
By focusing on established businesses with a consistent turnover, we streamline the application process—no lengthy forms or hidden requirements.
Check your finance eligibility in 60 seconds, without a credit impact.
Apply and receive a personal quote—simple, guided steps.
Sign, accept, and receive funds directly into your account.
At TMS Finance, we know small business finance is essential. We’ve helped lots of SME businesses secure the funds they need—even when high street banks said no. Read our testimonials to discover how our personalised approach, which looks beyond just credit scores, has empowered clients to thrive and achieve sustainable growth.
Ready to discuss your financing options in detail? Schedule a call with our experts for truly personalised guidance and swift support—no obligation, just a commitment to helping your business thrive.
Discover expert finance insights, tips, and updates to help your business thrive with TMS Finance.
There’s no fixed limit — borrowing depends on affordability, not ambition.
Some businesses borrow £5,000, others £500,000. The key is matching the loan to what
Introduction There’s no single credit score that guarantees approval. Different lenders use different criteria, and many look beyond the number itself. Business vs personal credit
Understanding asset types helps when considering finance options. Assets are usually grouped based on how they’re used and valued.
