Business finance by industry

Your sector.
Your plans.
Your next move.

Explore funding that reflects how your business operates, invests and gets paid.

UK manufacturing engineer reviewing production plans beside machinery
UK construction contractor reviewing project finances on site

Construction and Trades

Construction finance for UK contractors and trades. Cover upfront costs, invest in plant and manage the wait for payment.

UK property developer reviewing finance plans at a development site

Property and Development

Property and development finance built around acquisition, works and a credible exit.

UK retail and ecommerce business owner managing stock and online orders

Retail and Ecommerce

Retail and ecommerce finance for stock, seasonal demand, fulfilment and the next stage of growth.

UK manufacturing engineer reviewing production plans beside machinery

Manufacturing and Engineering

Manufacturing and engineering finance for machinery, raw materials and the gap between order and payment.

UK hospitality business owner reviewing restaurant operations

Hospitality and Leisure

Hospitality and leisure finance for essential equipment, refurbishment and seasonal cash flow.

UK healthcare and care business manager reviewing service plans

Healthcare and Care

Healthcare and care finance for equipment, premises, staffing costs and service development.

UK transport and logistics manager reviewing fleet operations

Transport and Logistics

Transport and logistics finance for vehicles, equipment and the cost of delivering your next contract.

UK farmer reviewing agricultural machinery and rural business plans

Agriculture and Rural

Agriculture and rural business finance for machinery, seasonal inputs and diversification.

Classroom with desks and teaching technology for education equipment funding

Education and Training

Education and training finance for equipment, teaching technology and eligible business projects.

Your sector is not listed?

Tell us about your business, funding purpose and timescale. We can review the requirement and explain whether there is a suitable route through our selected providers.

Start with how your business works

Finance should support the operation behind the numbers. Stock cycles, contract payment terms, asset use, seasonal income and project exits all influence the options a lender may consider.

We take time to understand those details, your existing commitments and how repayments could be supported before exploring relevant providers.

01

Understand the requirement

Purpose, amount, timing and the business outcome you want.

02

Explore suitable options

Relevant finance routes and providers from our panel.

03

Review the commitments

Total costs, security, repayments and conditions before deciding.

Equipment and investment

Explore how to spread qualifying equipment costs while retaining working capital.

Cash flow and operations

Consider suitable funding for recurring costs and gaps in the payment cycle.

Projects and property

Review acquisition, works and exit requirements for property projects.

Useful information before you apply

Prepare your funding purpose, amount and timescale, alongside recent accounts, bank statements and existing commitments. Asset quotations, contracts or project information can help explain what the funding will achieve.

Let’s discuss your next move

Tell us what you need to achieve. We’ll explain suitable routes, likely requirements and the next steps.

TMS Finance is a credit broker, not a lender. We work with selected providers and do not search the whole market. Finance is subject to status and lender criteria. Security and personal guarantees may be required.