
Bank said no to your business loan? Here’s what next
Being turned down by a high street bank does not mean your business is unfundable. Most rejections come down to rigid, one-size-fits-all criteria rather than
Different sectors have different funding requirements. TMS Finance helps UK SMEs, property clients and business owners explore suitable finance routes based on sector, funding purpose, timescale and lender criteria.
Expertise & Versatility
Funding needs differ by industry. We review the purpose, trading profile, cash flow, assets or security and timescale before approaching selected finance providers whose criteria appear relevant.
We start with what the business needs to fund, how much is required, the timescale and the planned repayment route.
We approach selected lenders and finance providers whose published criteria appear relevant to the enquiry.
We explain likely documents, indicative costs, security or guarantees and the next steps before you proceed.
We support businesses across the UK and provide a direct point of contact through the enquiry and application process.
We support UK businesses with business loans, asset finance, property funding and other commercial facilities. We explain the information providers are likely to need, any security or guarantees, indicative costs and the next steps. Not every facility will suit every business, and all finance is subject to provider criteria.
Explore finance guidance for construction and trades, property and development, retail and ecommerce, manufacturing and engineering, hospitality and leisure, healthcare and care, transport and logistics, and agriculture and rural businesses.
Tell us about the business, the funding purpose, amount and timescale. We will review the enquiry against selected provider criteria and explain which routes may be realistic. An initial eligibility review can usually be completed without affecting your credit score; a full application may involve a credit search with your consent.
Ready to discuss your financing options in detail? Schedule a call with our experts for truly personalised guidance and swift support—no obligation, just a commitment to helping your business thrive.
Discover expert finance insights, tips, and updates to help your business thrive with TMS Finance.

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