APPLY ONLINE

Business Loans
for UK SMEs

Explore working capital, growth and cash-flow finance through a UK business finance broker.

 

Complete the short form and we will check your funding needs and explain the most realistic options and next steps.

 

CHECK MY ELIGIBILITY

Initial eligibility checks can usually be completed without affecting your credit score. Full applications may involve credit searches with your consent.

WHY CHOOSE TMS FINANCE

speed
Fast Initial Assessment

TMS delivers rapid finance decisions, ensuring your business secures necessary funding without delays or complications.

funding
Funding Available from £5k - £1M

Access flexible funding options tailored for growing businesses needing reliable support between £5k - £1Million

specialists
Certified Industry Specialists

Our finance experts provide trusted guidance to help businesses secure appropriate funding with confidence today.

hidden fees
No Upfront or Hidden Fees involved

We are able to offer transparent finance solutions, guaranteeing no upfront charges and eliminating unexpected costs entirely.

HOW IT WORKS

No Credit Impact, No Obligations, just Quick Decisions!

1

What you Need

Complete the secure form with your business details, funding amount and loan purpose. We will contact you to understand your requirements, timescale and what the finance needs to achieve.

2

Review your Enquiry

We assess your funding requirement against lender criteria, confirm the documents needed and complete the consent process. We then match your enquiry with suitable finance routes.

3

Your Funding Options

Where funding options are available, we explain the terms, costs, repayments, risks and next steps clearly, so you can decide whether to proceed.

Start your business finance enquiry

Complete the form and a member of the TMS Finance team will contact you to discuss your enquiry.

TRUSTED BY UK SME’s
Nationwide
James Robertson
James RobertsonOperations Director
TMS Finance delivered exceptional support from start to finish, guiding our business through every funding step with clarity and confidence. Their team understood our goals, explained all options clearly, and secured finance much faster than our bank ever could. We felt fully supported throughout the process. I would highly recommend them to any business seeking reliable funding that arrives quickly when it is needed.
Sarah Patel
Sarah PatelProperty Development Manager
Working with TMS Finance was both smooth and reassuring, as they provided expert guidance during a time-sensitive funding requirement. The entire experience felt professional, structured, and stress-free. We secured the capital we needed without delays. I confidently recommend TMS Finance to any ambitious business looking for dependable financial support. Highly recommended for their support.
Mark Thompson
Mark ThompsonManaging Director
The team made our funding journey simple, fast, and completely transparent from the initial enquiry to final approval. They listened carefully, assessed our needs, and delivered a tailored solution that suited our business perfectly. Their service exceeded expectations at every stage. Any SME looking for trusted funding support should speak to TMS Finance without hesitation, as their expertise truly makes a difference.