Unpaid invoices are a common pain point for many businesses, often creating disruptive cash flow gaps. Our Invoice finance solutions offers a practical solution by turning outstanding receivables into immediate working capital. Instead of waiting 30, 60, or even 90 days for payment, you can maintain steady cash flow and keep operations running smoothly.
How It Works
- Send Invoices: Provide your finance provider with the invoices you’ve issued to clients.
- Immediate Advance: You’ll receive a percentage of the invoice value—often 80% or more—within a short timeframe.
- Balance and Fees: Once the client settles the invoice, you receive the remaining balance minus the provider’s fees or agreed rate.
Why Use Invoice Finance?
- Improved Cash Flow: No more waiting for slow-paying customers; you’ll have the liquidity to cover payroll, inventory, and overhead costs.
- Growth Enabler: With faster cash flow, you can invest in marketing, new hires, or product development.
- Scalable: As your sales grow, the available invoice finance typically expands, giving you continued access to working capital.
Points to Clarify
Different providers offer varying terms, fees, and additional services—like credit control or debtor management. Always confirm how client relationships will be handled and whether the service operates on a confidential or disclosed basis (i.e., whether your customers know you’re using invoice finance).
At TMS Finance, we support businesses with flexible invoice finance solutions that free up cash tied in unpaid invoices. Let us help you streamline your working capital and focus on growth, rather than chasing payments. Contact us now to discuss how invoice finance can strengthen your cash flow.
