Business bank accounts for UK businesses

Business bank accounts.
Make everyday banking work.

Compare account services, transaction costs and provider protections against how your business trades.

Provider or specialist assessment and terms apply.

Choose banking that fits the way your business gets paid and pays out.

An unsuitable account can add transaction costs, payment delays and unnecessary admin. A useful comparison starts with how you trade: cash deposits, card receipts, supplier transfers, overseas payments and who needs access. A low monthly fee is only part of the cost.

Before you proceed

Tell us your business type, expected transaction volumes, cash-deposit needs and must-have account services.

An enquiry does not confirm eligibility, approval or a provider offer. The responsible specialist or provider must assess your requirements.

Compare the account against your daily workload

Monthly charges, transaction fees and any introductory period.
Cash and cheque facilities where your business needs them.
Domestic and international payment costs.
Accounting connections, payment approvals and staff access.
Customer support, access restrictions and backup payment arrangements.

Understand the type of provider

A bank account and an e-money or payment account can look similar in an app but use different protections. Check the legal provider, regulatory status and how funds are protected. Eligible bank deposits may qualify for FSCS protection. Safeguarding at an e-money firm is different and does not provide FSCS protection if that firm fails.

Separate banking from borrowing

Opening an account does not guarantee an overdraft, loan or credit card. Credit facilities need their own assessment and terms. Keep the account comparison focused on the services you need now.

How TMS can help with the enquiry

Tell us your banking requirements and we can discuss the appropriate provider route where available. Any account application is assessed by the responsible provider. TMS is not a bank and does not hold your deposits or approve account opening.

Prepare for provider checks

Providers may request company and ownership details, identification, trading activity and evidence of the source or use of funds. Supply sensitive documents through the provider agreed secure process, not a general contact message.

Send the business details

Tell us your business type, expected transaction volumes, cash-deposit needs and must-have account services.

Review the appropriate route

We will discuss the requirement and the information needed for a suitable provider or specialist review.

Check terms before deciding

The responsible provider or specialist explains eligibility, scope, costs and obligations. You decide whether to proceed.

Review before the account becomes a constraint

If fees have risen or cash, overseas payments or team access have changed, compare options before moving essential payments. Plan direct debits, customer receipts and access continuity carefully.