Need a Business Loan or Finance?

Find funding for labour, cash flow, suppliers, materials, wages, VAT, vehicles, equipment, refinancing or growth.

We help you understand which finance route may fit your business, then deal with suitable lenders for you.

Check my Funding Options

This enquiry will not affect your credit score. A full application may involve a credit search, but only with your consent.

▬ why choose us ▬

Why Use TMS Finance?

Applying to the wrong lender can waste time and reduce your options. TMS Finance helps you:

  • Understand which finance route may fit
  • Find the right lender-connected to 300+ Lenders
  • Match the right lender to your business needs
  • Compare options where available
  • Get the Funding you need to grow

We Look at what you need the money for, how your cash flow works and what repayments may fit.

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How it works

Your Business, Your Needs, Your Decisions!

1

Tell us what you need

Tell us how much funding you need and what the money is for.

2

We look at suitable routes

We review your enquiry and explain which finance options may fit.

3

We deal with the lenders

If you want to proceed, we package the enquiry, approach suitable lenders and explain any offers received.

Start your finance enquiry

Complete the form and a member of the TMS Finance team will contact you to discuss your enquiry.

Trusted by the Trade.

Wayne Bird
Wayne BirdBirds Flooring
TMS Finance delivered exceptional support from start to finish, guiding our business through every funding step with clarity and confidence. Their team understood our goals, explained all options clearly, and secured finance much faster than our bank ever could. We felt fully supported throughout the process. I would highly recommend them to any business seeking reliable funding that arrives quickly when it is needed.
John Dale
John DaleBright Spark Electricals
Working with TMS Finance was both smooth and reassuring, as they provided expert guidance during a time-sensitive funding requirement. The entire experience felt professional, structured, and stress-free. We secured the capital we needed without delays. I confidently recommend TMS Finance to any ambitious business looking for dependable financial support. Highly recommended for their support.
Ian Heaton
Ian HeatonHeaton Plumbing and Heating
The team made our funding journey simple, fast, and completely transparent from the initial enquiry to final approval. They listened carefully, assessed our needs, and delivered a tailored solution that suited our business perfectly. Their service exceeded expectations at every stage. Any SME looking for trusted funding support should speak to TMS Finance without hesitation, as their expertise truly makes a difference.
Dennis Thorpe
Dennis ThorpeThorpe Construction
TMS Finance helped us refinance existing business borrowing that was putting pressure on cash flow. They explained the options clearly, dealt with the lenders and helped us find a structure that better suited the business. The process was straightforward from start to finish. We would recommend TMS Finance to any any tradesman to refinance or improve cash flow.
Andrew Kelly
Andrew KellyKelly Driveways
TMS Finance helped Andrew Kelly Driveways access funding to support cash flow and keep work moving. The team made the process simple, explained the options clearly and dealt with the lenders on our behalf. The funding gave the business the flexibility it needed, and we would recommend TMS Finance to any trade business looking to refinance or improve cash flow
▬ Funding Solutions ▬

Finance Options We Can Help With

Depending on your business and funding requirement, we may be able to help with:

Your questions, answered

Not every option will suit every business. We help you understand what may be realistic before you apply.

No. This enquiry will not affect your credit score. A full application may involve a credit search, but only with your consent

Common uses include cash flow, suppliers, wages, VAT, materials, vehicles, tools, equipment, refinancing and growth

The £500 broker fee offer is available to paid Once For All members.

A member of the TMS Finance team will contact you to understand what you need the money for and which finance route may fit.

No. TMS Finance is a credit broker, not a lender